The world has long passed the point where a gradual and essentially smooth economic transition was possible to achieve the Paris goals and keep the rise in global temperature below 1.5C. Consequently, trade-offs between affordability and insurability – and between our current and sustainable lifestyles – are becoming more challenging.

The transition is still possible: But the necessary compromises won’t be pain- or costless. And the life of every individual and business will be impacted.

For individuals, how we consume, live and save must change. While responsibility for making the necessary changes falls on every individual, supporting policies and measures are indispensable.

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