Hong Kong’s economic growth is forecast to slow down this year, mainly due to weaker demand from China and increased uncertainties stemming from trade tensions between China and the US. Slower export growth, along with tighter credit conditions, are expected to cause a slight (2%) increase in insolvencies this year. 3 in 5 respondents in Hong Kong expressed concern about this, saying that more difficult access to bank financing would force them to delay investment in the business and to restrict growth due to lack of capital.