Don’t look back in anger: Despite facing various crises, households in the nine Eurozone countries we’ve examined have nearly doubled their overall financial assets over the past twenty years. However, the way this growth has occurred varies significantly across nations. For instance, German savers, known for their cautious approach, primarily expanded their financial wealth through substantial savings, whereas in Finland and the Netherlands, the majority of the wealth increase stemmed from asset appreciation, resulting in growth rates above the average.

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